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Date: 2011-02-17 02:20 am (UTC)There is an article about it that I edited from around 2004/2005, if you're really interested I'll see if I can find it. It was pre-2008 credit crisis and global economic crash, however.
One of the author's main points, however, was that if everyone put their savings into the market, the market would literally be overwhelmed. That is, the supply of things to be bought would be lower than the amount of money looking for something to buy.